Planning Layer

Stress and Planning

Connect scenarios, forecasts, buffers and management actions into a forward-looking resilience view.

Stress testing design
Capital forecasting
Buffer calibration
Recovery and management actions

Planning objective

This layer explains whether adequate capital remains available over time under both base and stress conditions, and what actions management can credibly deploy if conditions deteriorate.

Expected content

  • scenario narratives and severity rationale
  • planning assumptions and horizon
  • capital supply and demand bridge
  • action library with triggers, ownership, and execution constraints

Communication principle

Stress and planning should be translated into board language, not left as a purely technical appendix.

Next actions

Translate the framework into institution-specific policies and evidence packs.

Link methodology choices to ICAAP governance forums, MI, and challenge records.

Document management overlays and validation judgments explicitly.